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Insurance and Financial Information

We believe exceptional endodontic care should be within reach. Our team works with most major dental insurance plans, files claims on your behalf, and offers flexible financing through CareCredit and Sunbit at all four of our Central Coast locations.

Insurance & Payment

We Work With Your Insurance

We accept most major dental insurance plans and will work with your carrier as a courtesy to help maximize your benefits. As an endodontic specialty practice, we are considered out-of-network with many plans; however, we will file claims on your behalf and help you understand your coverage before treatment begins.

Before your procedure, our team will review your insurance benefits and provide a personalized cost estimate so you know what to expect. You are welcome to call our office at (805) 960-3636 or visit any of our four locations and our knowledgeable staff will walk you through your estimated out-of-pocket costs prior to scheduling treatment.

  • Most major PPO dental insurance plans accepted
  • We verify your benefits and provide a cost estimate before treatment
  • We file insurance claims on your behalf as a courtesy
  • Flexible financing available through CareCredit and Sunbit
  • Cash, check, and all major credit cards accepted at all four locations

Not Sure If We Accept Your Plan?

Our team is happy to check your coverage before your visit. Give us a call and we will verify your benefits, explain what is covered, and walk you through any estimated out-of-pocket costs so there are no surprises on the day of your appointment.

Even if your plan is not in-network, out-of-network benefits may still apply. Payment is due at the time of treatment, and we collect your estimated patient portion at scheduling. Please notify us at least 24 hours in advance if you need to reschedule.

We serve patients across San Luis Obispo, Atascadero, Santa Maria, and Arroyo Grande. Our knowledgeable staff at any location can assist you with insurance and financing questions.

Call (805) 960-3636
Accepted Insurance

We Work With Your Insurance So You Can Focus on Healing

We accept most major dental insurance plans and will work with your carrier as a courtesy to help maximize your benefits. As an endodontic specialty practice, we are considered out-of-network with many plans; however, we will file claims on your behalf and help you understand your coverage before treatment begins.

Delta Dental
Cigna
Aetna
MetLife
United Healthcare
Guardian
BlueCross BlueShield
Humana
Principal
Sun Life
Ameritas
GEHA

Don't see your plan? Contact us and our team will review your out-of-network options with you.

Flexible Financing

Affordable Payment Plans

We accept cash, check, and all major credit cards. Flexible financing is available through CareCredit and Sunbit, allowing you to spread the cost of treatment over time with convenient monthly payment plans.

We accept most major dental insurance plans and will work with your carrier as a courtesy to help maximize your benefits. As an endodontic specialty practice, we are considered out-of-network with many plans; however, we will file claims on your behalf and help you understand your coverage before treatment begins.

  • Financing through CareCredit and Sunbit with low monthly payments
  • Insurance claims filed on your behalf as a courtesy
  • Personalized cost estimate provided before every procedure
  • Payment due at time of treatment, with clear billing policies

Understanding Your Costs

Before your procedure, our team will review your insurance benefits and provide a personalized cost estimate so you know exactly what to expect. We collect your estimated patient portion at the time of your appointment and file your claim as a courtesy.

Our knowledgeable staff at all four locations (San Luis Obispo, Atascadero, Santa Maria, and Arroyo Grande) can walk you through your estimated out-of-pocket costs prior to scheduling. You are also welcome to call us at (805) 960-3636 with any questions about coverage or financing.

Contact Us About Payment Plans
Financial Policies

Flexible Payment Options Designed Around You

We believe financial concerns should never stand between you and the care you need. Here is everything you need to know about payments, insurance, and financing at Coastal Endodontic Studio.

Payment at Time of Service

Payment for services is due at the time of treatment. For patients with dental insurance, we collect your estimated patient portion at the time of your appointment and file your claim as a courtesy.

We accept cash, check, and all major credit cards, including HSA and FSA cards. We ask that you notify us at least 24 hours in advance if you need to reschedule, as late cancellations or no-shows may be subject to a fee.

Insurance and Claims

We accept most major dental insurance plans and will work with your carrier as a courtesy to help maximize your benefits. As an endodontic specialty practice, we are considered out-of-network with many plans; however, we file claims on your behalf.

Before your procedure, our team will review your insurance benefits and provide a personalized cost estimate so you know exactly what to expect before treatment begins.

Financing Options Available

Flexible financing is available through CareCredit and Sunbit, allowing you to spread the cost of treatment over time with convenient monthly payment plans.

Our team is happy to walk you through your estimated out-of-pocket costs and available financing options prior to scheduling treatment. Please ask us about current plans at any of our locations.

Financial Hardship

We understand that financial circumstances vary. If cost is a concern, please speak with our team. We are committed to finding a solution that allows you to receive the care you need without unnecessary financial stress.

Call Our Office: (805) 960-3636